General Website Terms of Use

GENERAL WEBSITE TERMS OF USE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

This Web page details the terms of a legal agreement (the "Terms of Use") between you and Nationwide Acceptance LLC (the "Company"). By accessing this website or using any Service offered on this website, you acknowledge that you have read and understood the Terms of Use and Website Information Policy and agree to be bound by these agreements. The Terms of Use and Website Information Policy apply to any Services you use offered through this website ("Services"). For certain content, website functionality, goods and/or Services, additional terms and conditions may apply. You also agree to comply with all laws and regulations applicable to the use of the website, to the use of the Internet, and to the activities involved in using this website.

If you do not agree with the Terms of Use and Website Information Policy, then do not use this website.

Website

This website is controlled by the Company from its offices within Illinois. The Company complies with all laws of Illinois applicable to this website and to the Internet. Visitors who choose to visit this website from other jurisdictions do so on their own initiative. Those visitors are solely responsible for compliance with their local laws.

General Eligibility

This website is intended for individuals who are residents of the United States and at least eighteen (18) years of age, and any access by individuals who are not residents of the United States and under the age of 18 is in violation of these Terms of Use. By using the website, you represent you are a resident of the United States and 18 or older and that you agree to abide by all of the terms and conditions of these Terms of Use. If you violate any of these Terms of Use, or violate any other agreement with the Company, it may restrict, suspend, or terminate your access to any portion or all of the website and Services without notice. The Company may limit your access to any part of this website without notice to you. The Company may terminate your use of its website at any time. The Company reserves the right to prohibit any conduct involving this website that it deems to be inappropriate.

Unauthorized use of the website, including unauthorized access of the Company's systems and misuse of passwords or website information is strictly prohibited. If you violate any of these Terms of Use or any other agreement between you and the Company, then the Company may restrict, suspend, or terminate your access to any portion or all of the website without notice.

Privacy

Your privacy is very important to us. If you apply for a loan, please carefully read Nationwide's Privacy Policy, which details how the Company treats the personal information of applicants and customers which is incorporated here by reference. To know what privacy measures the Company has taken and what information we retain from your visit to the Company's website, please read our Website Information Policy, which is incorporated here by reference.

Changes to Website

The Company reserves the right in its sole discretion to temporarily or permanently change or modify these Terms of Use or discontinue the website, or any portion of the website, for any reason, at any time without notice to you. Please review these Terms of Use from time to time because your continued access or use of the website after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Use.

Visitor On-line Conduct

You agree to comply with all applicable laws and regulations in your use of the website. In addition, you agree to the following:

  • To use this website only for its intended purposes.
  • To not disrupt this website.
  • To not interfere with or compromise the security of this website, or any computer, server, account, network, data, software and/or hardware associated with this website.
  • To not disrupt or interfere with any other visitor's use of this website.
  • To not attempt to obtain access to any portion of this website, any computer, server, account, network, software and/or hardware associated with the website, from which you are restricted.
  • That you are solely responsible for any actions you undertake while visiting this website and that you will comply with all applicable local, state, national and international laws and regulations applicable to this website and the Internet, including United States copyright and export regulations.
  • To not impersonate any person, or falsely state or otherwise misrepresent yourself and that all information you provide to gain access to the Services provided by this website is accurate and truthful.
  • To not upload, post or otherwise distribute on this website any unlawful, threatening, obscene, pornographic, intimidating, libelous, defamatory or slanderous comments, jokes, images or content that are intended to or are likely to offend a reasonable person on the basis of his or her age, physical or mental disability, gender, race, religion, national origin, physical attributes, sexual preference, or any other classification that could produce any civil or criminal liability for either yourself or for the Company, its affiliates, employees, agents or any such similarly situated persons or entities.

Links To and From Other Web Pages

You may gain access to other websites via links on this website. These Terms of Use apply to the Company's website and do not apply to other parties' websites. Similarly, you may have come to this website via a link from another website. The terms of use of other websites do not apply to this website. Only these Terms of Use apply to this website. The Company assumes no responsibility for any terms of use or material outside this website accessed via any link.

Links to third party websites or information are not intended, and should not be interpreted by visitors, as constituting or implying the Company's endorsement, sponsorship or recommendation of the third party information, products or services found there.

Copyright, Trademark and Intellectual Property

All information, content and material ("Content") made available by the Company through this website is owned by or licensed to the Company. The Company and its licensors retain all rights in this Content.

All Content, including, but not limited to the website design, text, drawings, photographs, graphics, sound recordings and video recordings are protected by copyrights owned by the Company and its licensors. The Content and any and all such copyrighted material may not be modified, copied, distributed, downloaded, displayed, e-mailed, transmitted, mirrored to any other website or server, or sold in any form or by any means, in whole or in part, without the prior written consent of the respective copyright owner.

The Company grants you permission to display, copy, distribute, print and/or download the Content on this website only for lawful purposes for your personal, non-commercial use only. If you display, copy, distribute, print and/or download the Content on this website, then you may not modify that Content and you must retain all copyright and other proprietary notices contained in the Content. The permission granted herein terminates automatically if you breach these terms or conditions. Upon termination of the permission, you must immediately destroy any Content you displayed, copied, distributed, printed and/or downloaded.

The Company logo, Pelican, "We fill the bill" and "We do our best to say, ‘Yes’!" are either registered trademarks, trademarks, trade names, service marks, or otherwise protected property of the Company and may not be used, copied or imitated without the prior written consent of the Company. The Company's intellectual property may not be used in connection with any service or information that is not the Company's. The Company's intellectual property may not be used in any manner that is likely to cause confusion among consumers or in any manner that disparages the Company. Other trademarks, trade names, company names, service marks and otherwise protected property displayed on this website are the property of their respective owners and are subject to the terms and conditions applied by those owners to their intellectual property. The compilation of the Content on this website is the exclusive property of the Company and is protected by U.S. and International Copyright Law.

Digital Millennium Copyright Act, Transmission of Third Party Content

You may not upload, post or otherwise distribute on this website anything protected by copyright or other proprietary rights unless the owner of the applicable copyright or proprietary right has given you express authorization for such uploading, posting or distribution on the web.

Anything for which permission has been granted to upload, post or otherwise distribute must contain the notice "Copyright, 2001, Nationwide Acceptance LLC. Used by express permission."

The unauthorized use, uploading, posting, and/or distribution of Content protected by copyright or other proprietary rights is illegal and subjects the malfeasant to civil penalties and criminal prosecution.

The Company, its affiliates, officers directors, employees, agents or any such similarly situated persons or entities are not liable for damages resulting from any infringement resulting from your actions involving copyrighted or proprietary right protected material.

The Company, pursuant to the Digital Millennium Copyright Act, designates Martin Less to receive complaints and notices of suspected copyright infringements. If you believe that your work has been copied and is accessible on the Company's website in a way that constitutes infringement, you may notify the Company by providing Martin Less the following information:

  1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  2. A description of the copyrighted work that you claim has been infringed, including the URL (i.e. web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
  3. Identification of the URL or other specific location on the Company's website where the material that you claim is infringing is located;
  4. Your address, telephone number and e-mail address;
  5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Martin Less can be reached via e-mail at mless@nationwideloans.com and by US Mail at Martin Less, c/o Nationwide, 10255 West Higgins Road, Suite 300, Rosemont, IL 60018.

Ownership of Third Party Content

The Company may display Content supplied by visitors and other third parties on its website. The Company maintains no editorial control over this Content. The Content supplied by visitors and other third parties belongs to the respective owners of that Content.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, agents, and representatives for damages, losses, liabilities, settlements and expenses (including without limitation costs and attorneys' fees), arising in connection with any claim, suit, proceeding, or other action arising from your use of the website or Services, your conduct in connection with your use of the website or Services, or any violation of these Terms of Use or of any law or the rights of any third party.

DISCLAIMERS

THIS WEBSITE IS PROVIDED "AS-IS" AND "AS-AVAILABLE". THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, CONCERNING THE OPERATION OF THIS WEBSITE, THE CONTENT, INFORMATION, AND/OR SERVICES AVAILABLE ON OR THROUGH THIS WEBSITE.

YOU AGREE TO VISIT THIS WEBSITE SOLELY AT YOUR OWN RISK. YOU AGREE THAT YOUR USE OF THIS WEBSITE, AND ANY CONTENT, INFORMATION AND/OR SERVICES AVAILABLE THROUGH THIS WEBSITE, IS SOLELY AT YOUR OWN RISK.

NEITHER THE COMPANY OR ITS AFFILIATES OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES WARRANT THAT THIS WEBSITE WILL BE AVAILABLE AT ALL TIMES OR THAT A VISITOR'S USE WILL BE CONTINUOUS AND/OR ERROR FREE.

NEITHER THE COMPANY OR ITS AFFILIATES OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES MAKE ANY WARRANTIES THAT THE CONTENT, INFORMATION AND/OR SERVICES AVAILABLE THROUGH THIS WEBSITE ARE ACCURATE, RELIABLE, OR CURRENT.

THE COMPANY AND ITS AFFILIATES OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES DISCLAIMS, TO THE MAXIMUM EXTENT PERMISSIBLE, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES OR MERCHANTABILITY.

LIMITATION OF LIABILITY

NEITHER THE COMPANY OR ITS AFFILIATES OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THIS WEBSITE WHETHER OR NOT THE COMPANY HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

NEITHER THE COMPANY OR ITS AFFILIATES OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES, OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, SERVING, HOSTING, MAINTAINING AND/OR UPDATING THIS WEBSITE SHALL BE LIABLE, UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND/OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO DAMAGES ARISING FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DETERIORATION OR CORRUPTION OF FILES, DELETION OR CORRUPTION OF E-MAIL, ERRORS, LOSS OF DATA, LOSS OF PROFITS, DEFECTS, VIRUSES, AND/OR DELAYS, THAT RESULT FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE, RESULTING FROM ACTS INCLUDING BUT NOT LIMITED TO ACTS OF GOD, NETWORK FAILURE, HARDWARE OR SOFTWARE FAILURE, THEFT, UNAUTHORIZED ACCESS, THE COMPANY'S NEGLIGENCE OR YOUR OWN ERRORS AND/OR OMISSIONS, AND ANY OTHER CAUSE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THIS SECTION APPLIES TO ALL CONTENT, GOODS AND SERVICES AVAILABLE THROUGH THIS WEBSITE.

IN ANY JURISDICTION WHERE EXCLUSION OR LIMITATION OF LIABILITY FOR ANY TYPE OF DAMAGES IS PROHIBITED, THE COMPANY'S LIABILITY IS LIMITED TO THE MAXIMUM EXTENT ALLOWED BY THAT JURISDICTION.

Miscellaneous

No Joint Venture. These Terms of Use provide only for the use of this website. These Terms of Use shall not be construed as a team, joint venture, or other such arrangement, unless the parties expressly and explicitly execute an agreement to that effect.

Survival and Severability

If any provision of these Terms of Use is held invalid or unenforceable in whole or in part in any jurisdiction, that provision shall be ineffective in that jurisdiction without affecting the validity or enforceability of the remaining provisions of these Terms of Use. All representations and warranties made by you shall survive termination of the Terms of Use.

Choice of Law, Venue and Jurisdiction. Claims relating to this website or any Service, to the use of this website, and to the information, content, material, and Services available through this website are governed by federal laws and the laws of the State of Illinois without regard to its conflict of law principles. You hereby unconditionally, voluntarily, and irrevocably consent to submit to the exclusive jurisdiction of the state and federal courts located in Illinois for any litigation concerning this website, your use of this website and any information received through this website. (You agree not to plead forum non conveniens in any such action.)

Revised 5/5/2017